An auto sweep facility is a smart banking feature that links your savings account to a fixed deposit. It allows surplus funds to automatically earn higher interest while maintaining liquidity. When your savings balance exceeds a set threshold, the excess is transferred to an FD, and funds are swept back in when needed, offering both returns and flexibility.If you want to earn good return on your lied amount in bank but at the same time you need high liquidity, then the auto sweep facility is for you. It offers you return and you can withdraw the amount easily whenever you want. What is an auto sweep facility? This banking feature links your savings account to your fixed deposit account, which helps you earn higher interest rates on the extra idle money lying in your savings accounts. As is implied by the phrase ‘auto sweep’, this feature transfer extra funds lying in the savings account to your fixed deposit account.

Previously, the process of name change in Aadhaar card was both online and offline through registered enrollment centres. However, now, only the address change in Aadhaar card is online and the rest all updates in Aadhaar card is offline. This means that you can change your name in the Aadhaar card only by visiting an official Aadhaar enrolment centre. Aadhaar has become a very important identity proof for Indian residents because of the voluntary registrations and the mandatory linking with PAN for the past couple of years. It is a 12-digit unique number allotted to only residents by the Unique Identification Authority of India (UIDAI). As per rules set by UIDAI, it is imperative to keep your Aadhaar details including your name, address, biometric information and so on, updated at all times. Read on to know more about the process.

Having the correct Date of Birth in Aadhaar is important, as it is one of the most crucial documents in India. it helps in accessing government schemes, easy financial transactions, and verifications. Unique Identification of India (UIDAI) has made this process easy for Aadhaar card holders. Details are given below.How to Change DOB in Aadhaar Card?To update the Date of Birth on your Aadhaar Card, you need to visit the nearest Enrollment Centre with the required documents. You can find a list of these documents on this page.

On 1st January 2013, the Government of India introduced the Direct Benefit Transfer (DBT) scheme to enhance the subsidy delivery directly to beneficiaries' accounts. It improves the delivery by securing the flow of funds to beneficiaries’ accounts by reducing the corruption and fraud caused by mediators.  Beneficiaries of DBT schemes can check their DBT payment status easily. This blog will explain how beneficiaries can easily check their DBT status, linked account, and payment details online. DBT Beneficiary and Payment Status CheckThe direct benefit transfer allows eligible beneficiaries to check the government scheme benefits and payment status offered by the central government and state government. It enables you to check the fund disbursements for any government schemes without the requirement of middlemen.

After receiving your Aadhaar card, you can print or download a digital copy. A password safeguards this digital version which is known as the e-Aadhaar card. To open the e-Aadhaar PDF file, it is imperative to enter a password. It combines the first four letters of your name in capital and your birth year. This article covers all information related to the Aadhaar card password.

In comparison with other consumer loans, a home loan is a big loan, and even the slightest difference in the interest rate can alter the value of total interest cost of the borrower. Hence, prospective borrowers should compare the interest rates offered by as many lenders as possible before applying for a home loan. However, final interest rates offered to home loan applicants would depend on their credit score, loan amount, occupation profile, employer’s profile, etc. Keep reading to know the home loan interest rates offered by lenders in India in 2025. Top 10 Banks Offering Lowest Home Loan Interest Rates in 2025 Here are the top 10 banks offering cheapest home loan interest rates in India:Name of the BankInterest Rate Per Annum (As of April 2025)*Union Bank of India8.10% onwardsBank of Maharashtra8.10% onwardsCanara Bank8.15% onwardsTamilnad Mercantile Bank8.25% onwardsState Bank of India (SBI)8.25% onwardsPunjab National Bank8.50% onwardsBank of Baroda8.65% onwardsKarnataka Bank8.75% onwardsICICI Bank9.25% onwardsHDFC Bank9.40% onwardsInterest rates are subject to change based on applicant profile, loan amount, and lender policies. You must check the official bank website for the most updated rates.Types of Home Loan Interest RatesThere are three types of home loan interest rates in India. However, the first two are the most prevalent. Fixed Interest Rate: This type of interest rate remains constant throughout the loan, which ensures the stability of the amount payable.

If you have an ICICI debit card, you can use it for payments and transactions when you go on international trips or visits. However, if you want to use it for international transactions, you must enable international debit card usage. You can perform smooth transactions abroad by activating international transactions on your ICICI debit card. In this article, learn how to enable international transactions on an ICICI debit card via Net bankingiMobile appEnable international usage on an ICICI debit card through:SMSCustomer careAnd understand the ICICI Debit Card International Transaction Fee. Activate International Transactions for ICICI  Debit Card Through Net BankingFollow these steps to enable international transactions on an ICICI debit card via net banking:Step 1: Visit the ICICI Bank net banking portal and log in using your credentials.Step 2: Choose the ‘Cards’ option from the main menu.Step 3: Click on the ‘Debit Cards’ option.Step 4: Choose the ‘Manage Debit Card Limits’ option.Step 5: Select your account and ICICI debit card.Step 6: Click on ‘International’ to enable international transactions and set a limit on the maximum transaction amount. Activate International Transactions for ICICI Debit Card Through the iMobile AppHere is how to activate international transactions on ICICI debit card through the iMobile app:Step 1: Install the iMobile app on your mobile phone.Step 2: Log in to your ICICI Bank iMobile Banking app with the login PIN.Step 3: Select ‘Services’ from the list. Step 4: Click on the ‘Manage Card’ option from the list.Step 5: Select the debit card you want to enable for international usage and click ‘Activate’ under the ‘International’ tab.Step 6: Set your desired transaction limits for ATM withdrawals and POS terminals and click the ‘Submit’ button.Once you have completed these steps, ICICI Bank will notify you via message that your debit card is now ready for international use.Enable International Usage for ICICI Bank Debit Card Through SMSIf you want to enable international transaction usage on your ICICI Bank debit card using the SMS facility, follow the simple and easy steps outlined below:Step 1: You must make sure that your mobile number is registered with ICICI Bank.Step 2: Send a text message with the word INTL to the number 5676766 to activate international usage on your ICICI Bank debit card.After sending the message, you will receive an SMS confirmation from the bank confirming that international usage has been successfully activated on your debit card.Enable International Usage for ICICI Debit Card by Customer CareYou can also enable international transactions on the ICICI debit card by calling ICICI Bank's customer care - 18001080. Call ICICI Bank’s customer care through your registered mobile number, provide your debit card number, and ask them to enable international usage.The customer care team will then activate international transactions during the call. Soon after, you will receive an SMS confirming that your debit card is ready for international use.Other Ways to Activate or Enable ICICI Debit CardIn addition to the online and offline methods mentioned above, you can activate international usage on your ICICI Bank debit card by visiting the nearest ICICI Bank branch and asking a bank executive to activate it for you. ICICI Debit Card International Transaction FeeThe following table mentions the ICICI debit card international transaction charges:Description FeeMark-up charges on foreign currency transactions 3.5% of the transaction amount and GSTCharges for withdrawing cash from ATMs abroadRs.

In India, the banking sector plays an important role in the economic development of India. Banks are like hubs where people save, borrow, and manage their money. They help individuals, businesses, and the government by providing financial services such as loans, Deposit accounts, and investment options.  There are mainly two types of banks in India - public sector banks and private sector banks. Both types of banks play important roles in India's financial system, but they have different ways of working and offer different advantages. To learn the difference between public and private sector banks in detail go through this guide.What is the Public Sector Bank in India?Public sector banks are those where the government, either at the state or central level, owns more than half of the stocks. These banks are traded publicly, and the government sets all the financial rules for them.

Residents of Karnataka can check the Karnataka Voter List to verify their eligibility to vote in the general elections. This guide will provide detailed instructions on how to find names in the Karnataka voter list, how to access it, how to apply for a Voter ID, and how to download the Voter ID card, among other important details.How to check Name in Karnataka Voter ListThese steps will guide you through the process of finding your name in the voter list. Navigate to the ECI Website:Start by opening your web browser and visiting the home page of the Election Commission of India (ECI) website.Access the Elector Menu:On the home page, locate and click on the “Elector menu” tab.Search for Your Name:Within the Elector menu, select the option labeled “Search your name in the electoral roll”.Enter Search Details:To locate your name on the electoral roll, you can enter your EPIC number or Voter ID in the provided search fields.Alternative Search Options:If you do not have your EPIC number or Voter ID handy, you can still perform the search using alternative details:Your registered phone number.Personal information such as your date of birth, district, assembly area, and details about a relative.Procedure to View Name in PDF Electoral RollStep 1:  Go to the Karnataka Chief Election Officer's Website Step 2: Click on the ‘Search my name in the voter list”. Step 3: Use your EPIC number or Voter ID to search for your name in the list.Step 4: If you don't have your EPIC with you, you can still search for your name using other options like your phone number or personal details.Step 5: You can use other details such as your date of birth, the district you're in, your assembly area, and details about a relative to find your name on the voter list.How to Apply for Karnataka Voter ID Card Online?Step 1: Visit the National Voters' Services Portal (NVSP).Step 2: Click on the ‘Sign-Up’ option available on the top right corner of the homepage.Step 3: Enter your mobile number, email ID and captcha code and click ‘Continue’.Step 4: Enter your ‘First Name’, ‘Last Name’, ‘Password’, ‘Confirm Password’, and click the ‘Request OTP’ button.Step 5: Enter the OTP sent to your mobile number and email ID and click ‘Verify’.Step 6: Log in to the Voters' Services portal by clicking the ‘Login’ button, entering your mobile number, password, and captcha and clicking the ‘Request OTP’ button.Step 7:  Enter the OTP sent to your mobile number and click the ‘Verify & Login’ button.Step 8: Click the ‘Fill Form 6’ button under the ‘New registration for general electors’ tab.Step 9: Enter all the details on Form 6, which includes personal details, relatives details, contact details, Aadhaar details, date of birth, address, and declaration. Upload the required documents in the given sections and click the ‘Preview and Submit’ button.Step 10: Check if the entered details are correct and click ‘Submit’.How to Apply for Voter ID Card in Karnataka Offline? Step 1: Visit your nearest Electoral Office and request Form 6. Step 2: Enter all the details on Form 6. Step 3: Attach the required documents along with Form 6 and submit it to your nearest Electoral Office. Step 4: A Booth Level Officer may visit your house to verify the details entered in the application. Step 5: Once your details are verified, the office will issue the Voter ID card via post to your registered address. Documents required for Voter ID cardOne recent passport-size photograph.Aadhaar cardPhoto-copies of Proof of Date of Birth document. The following documents can be submitted for Proof of Date of Birth:Birth certificate issued by the competent Municipal authority, local body or Registrar of Births and Deaths  Aadhaar cardPAN card Driving license Certificates of Class X or Class XII issued by the CBSE, ICSE or State education boardsIndian PassportPhoto-copies of Proof of Address document. The following documents can be submitted for Proof of Address:Water, electricity or gas connection bill not older than one year Current passbook of Nationalised bank, Scheduled bank or post office Revenue Department’s Land Owning records, including Kisan Bahi Registered rent or lease deed (In case of tenant) Registered sale deed (In case of own house) PassportEligibility to apply for Voter ID cardIndian citizens who have attained the age of 18 years on the qualifying date, i.e., the first day of January of the year of revision of the electoral roll.The individual should be an ordinary resident in the constituency. How to Check Voter ID Status in Karnataka? Step 1: Visit the official National Voter Services’ Portal.Step 2: Click the ‘Login’ button.Step 3: Enter your mobile number, password and captcha code and click the ‘Request OTP’ button.Step 4: Enter the OTP and click the ‘Verify and Login’ button.Step 5: Click the ‘Track Application Status’ tab.Step 6: Enter the reference number, select State as Karnataka and click the ‘Submit’ button.Step 7: The voter registration status will be displayed on the screen.The reference ID is available on the acknowledgement slip provided to you when you submit the voter registration application. How to Download the Karnataka Voter ID Card Online? Step 1: Visit the official National Voter Services’ Portal.Step 2: Click the ‘Login’ button. Step 3: Enter your credentials and OTP to log in. Step 4: Click on the ‘E-EPIC Download’ tab on the homepage.Step 5: Select the ‘EPIC No.’ or ‘Form Reference no.’.Step 6: Enter the EPIC number or the reference ID number, select the State as Karnataka and click on the ‘Search’ button. Step 7: The Voter ID details will be displayed on the screen.

ICICI Bank is one of the largest private-sector banks in India. It provides a wide range of hassle-free online banking services to customers via the ICICI net banking platform. However, with the increasing reliance on digital banking services, it is essential to know how to reset your password effectively. Resetting your password has become crucial to keep your ICICI account secure. This article provides the steps required to reset the ICICI Bank net banking password:online offlinewithout OTPwhile also providing tips on how to Keep Your ICICI Internet Banking Password Safe.How to Reset Login ICICI Password Online?Step 1: Visit the ICICI Net Banking page. Step 2: Under ‘Login’, click on the ‘Personal’ option. Step 3: On the next page, under ‘Password’, click on the ‘Get Password’ option. Step 4: Read the guidelines and click on the ‘Click Here to Proceed’ button.Step 5: Provide your User ID and registered mobile number and click ‘Go’. Step 6: Enter the OTP and grid card details available at the backside of your debit card and click on ‘Go’.Step 7: Enter your new password and click ‘Go’.Following this, you will receive a message on the screen confirming that your login password has been successfully changed.How to Reset Login ICICI Password Offline?You can reset the ICICI net banking password offline by calling the ICICI bank executive at their customer care number—1800 1080. After calling, request them to create a new ICICI bank login password.