Linking your Aadhaar card with your bank account is compulsory only if you want to receive government benefits through Direct Bank Transfer (DBT). This includes subsidies, welfare schemes, pensions, scholarships, and other financial aid provided by the government. While optional for regular banking, linking Aadhaar is essential to access various government schemes and financial assistance directly in your bank account.You can complete the entire linking procedure online through mobile or internet banking. After completing this process, you can check the Aadhaar bank link status to ensure that it is successful. Read on to know different ways in which you can check the linking status and the importance of this process. Importance of Linking Aadhaar with Your Bank AccountThough Aadhaar linking with a bank account is optional for banking services, such as opening an account, transferring funds, etc., it is better to link it with your bank account for various reasons.

A domicile certificate is an official document that proves that a person is a resident of a particular state/UT. The Maharashtra domicile certificate indicates that an individual is a permanent resident of Maharashtra state. It is required to access state-specific benefits like government jobs, scholarships, and admissions under the Maharashtra resident quota. You can apply for it online via the Aaple Sarkar portal or offline at government office. Domicile certificate in MaharashtraThe domicile certificate in Maharashtra is a proof of residence for the people living in Maharashtra. It is used to avail jobs or admissions in Maharashtra domicile or resident quotas in government services and educational institutions.

Following the recent mandate by the Reserve Bank of India, linking Aadhaar with one’s bank account is mandatory to receive the benefits provided under government schemes. This is done to streamline online transactions and provide individuals with a secure digital banking experience. In this article, we will walk you through a comprehensive guide on how to check NPCI Aadhaar link to bank account status to ensure compliance with the RBI’s recent mandate.  What is NPCI Aadhaar Link to Bank Account?A customer's bank account is linked with the Aadhaar number after the customer submits documents and the bank verifies them. After the Aadhaar number is linked to the bank, the bank updates it with the NPCI mapper.Connecting Aadhaar with the NPCI aims to improve the ease, security, and efficiency of digital payment transactions. By linking their Aadhaar with NPCI, individuals can use their Aadhaar number to authenticate various financial transactions.Why Should You Link Your Aadhaar with NPCI for a Bank Account? Aadhaar seeding in NPCI mapper is mandatory to receive benefits provided under various government schemes.

The National Payments Corporation of India (NPCI) developed the Unified Payment Interface (UPI). UPI allows real-time transfers between personnel accounts, banks and merchant accounts through mobile devices. It also facilitates instant bank-to-bank payments, making online payments convenient and easy. It is the most preferred payment system in India.What is a Prepaid Payment Instrument (PPI) in UPI?The Prepaid Payment Instrument (PPI) in UPI means digital wallets that allow a person to store money and make real-time payments online. Wallets, smart cards, preloaded gift cards, vouchers and magnetised chips also come under PPIs.Payments through PPI are made when a transaction is done via a wallet, like a PhonePe wallet, by scanning a UPI QR code. A few more examples of wallets are the Paytm wallet, SODEXO vouchers, Amazon Pay, Freecharge wallet, etc. UPI Transaction Limit Per Day in 2025The daily UPI transaction limit is set individually by each bank within the UPI network and varies from one bank to another.

State Bank of India (SBI), the largest bank in India, offers a variety of services to its customers, including the mini statement facility. As an SBI account holder, you can easily check the last 5 transactions of your account using this feature. However, ensure your account is linked to your mobile number to use the facility smoothly.Here’s a comprehensive guide on how to access your SBI mini statement through different methods. How to Get SBI Mini Statement?By giving a missed call - 9223866666  By sending the SMS - MSTMT to 9223866666 By sending a 'Hi' to WhatsApp number - 919022690226 By logging into the SBI Net Banking Account.By logging into SBI SBI Yono Lite App.By visiting the nearest bank ATM.How to Register Mobile Number for SBI Mini Statement?SBI Quick–Missed Call Banking is the facility from where account holders can make balance enquiries, mini statement requests, ATM card blocking requests, etc. You need to SMS or call from your registered mobile number to enjoy the benefits. To register yourself for the SBI mini statement, you have to complete the following steps:Step 1: Open the SMS application from your mobile phone.Step 2: Make sure you are using your registered mobile number to send the SMS.Step 3: Type -           ‘REG <SPACE> Account Number’             send SMS to ‘7208933148’Now that you have an idea about how to get your SBI mini statement follow the steps to get your account statements easily.

If you are planning to stay in a rented house, then you must know about the rent agreement or house rental agreement. The rental agreeement is an essential document for both tenants and owners containing all the terms of the rent. House owners and tenants follow the terms laid down in the rental agreement. This article provides the house rent agreement format, types of rental agreements, execution of the rent agreement, and much more. Rental AgreementAnyone who wants to stay in a house on rent or get a property on rent, should enter into a rental agreement with the owner of the house/property. The rental agreement is an official agreement entered between the tenant and owner of a property.

When it comes to paying taxes in India, Permanent Account Number (PAN) is a mandatory document to get started with. It is a proof of identity and also used for a number of financial transactions in the business world as well as personal life.Every Permanent Account Number allotted and PAN card issued is valid for a lifetime. Those who accidentally lose it need not apply for a new PAN. However, you can apply for a duplicate PAN card to the income tax department.Duplicate PAN CardDuplicate PAN card is a document which income tax department issues to the PAN holder when he loses, misplaces or damages the original PAN card. People tend to expose important documents to different dangers on daily basis and then wonder how to get it back.

The Reserve Bank of India (RBI) lends money to Commercial Banks at a Repo Rate, helping banks maintain their liquidity in case of a shortage of funds or meeting regulatory requirements. As of April 9th, 2025, the Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points (bps), bringing it down to 6.00%. The reverse repo rate remains unchanged at 3.35%. This move marks the second rate cut of the year, with the previous cut occurring in February 2025.Current Repo Rate in India 2025As of April 9th, 2025, the RBI had announced a 25 bps reduction in the repo rate, bringing it down to 6%. This is the second cut of the year, followed by a similar reduction in February.Due to growing global economic uncertainties, the new US tariffs have impacted trade flows internationally.

A gold loan is a secured loan where you pledge gold jewellery or coins to access funds for personal or business needs. In 2025, gold loan interest rates in India range from 8% to 29%, depending on the lender, loan amount, gold purity, and repayment tenure. Banks like SBI and Central Bank of India offer some of the lowest gold loan interest rates, while NBFCs like Muthoot Finance and Manappuram may offer quicker processing at slightly higher rates. In this guide, you’ll find the latest gold loan interest rates for 2025, along with eligibility, documentation, repayment options, and a comparison of top banks and NBFCs. What Is the Gold Loan Interest Rate? A gold loan interest rate is the percentage charged by banks or financial institutions against the loan amount provided when borrowers pledge gold as collateral. In India, gold loan interest rates generally vary between 8% and 26% per annum.

Employers often grant different benefits to their employees throughout employment to keep them motivated and attract new talent. These benefits can sometimes come in the form of company shares as well. Such shares are granted either in the form of RSU or ESOP. As a salaried employee, it is crucial to understand these employment perks to make the most out of them.In this article, we have covered what each means and a detailed comparison to help you choose between them.What is ESOP?Employee Stock Option Plan or Employee Stock Ownership Plan (ESOP) is a company's way of rewarding its employees. It gives an employee the right to buy company shares on a future date at a predetermined price. Once an employer grants ESOP, they do not immediately transfer it to that employee.