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Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

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The latest articles by Mayashree Acharya


How to Update EPF Nominee Online?
Updated on Aug 2nd, 2025 | 9 min read

Nomination is a very crucial step for every EPF account holder. It will transfer the benefits of EPF account holder’s PF contribution, interest, EDLI and pension to the nominee on the unfortunate demise of the account holder . Once the nomination is done, EPF members can update or change the nomination online. Initially, changing of nomination was done using Form 2, which the employer would send to the EPFO. Now, the EPFO has simplified the process, and the members can add new nominees or change nominations by logging into the EPF members portal.Pre-requisites for EPFO Nominee UpdateThe members need to have the following before updating or changing their EPF nominee:Activated and Aadhaar-linked UAN (Universal Account Number)Mobile number linked with Aadhaar Updated EPF account profile with address and photographScanned photo of the nomineeAadhaar number of the nomineeBank account number with IFSC and address of the nomineeEPFO Nominee Update Process OnlineThe process to update the EPF nominee online is the same as the process to add e-nomination.


PAN Card - What is PAN Card, Overview, Importance, Types and Eligibility
Updated on Aug 1st, 2025 | 26 min read

A PAN card (Permanent Account Number) is a vital identification document issued by the Income Tax Department to all taxpayers in India. It is a 10-digit alphanumeric code that records all tax-related information for individuals and entities. The PAN card acts as a primary key for financial transactions, making it a mandatory document for banking, tax filing, and business registration. Understanding the different types of PAN card available and the PAN card eligibility criteria for PAN card application is essential for anyone engaging in financial activities in India.PAN Card OverviewAuthority Issuing PANIncome Tax Department, Govt. of IndiaPAN Customer Care Number020 – 27218080Inception of PAN Card1972Validity Of PAN CardLife TimeCost of PAN CardRs. 66 - Rs.


PAN Card Apply Online: How To Apply For PAN Card Online And Offline?
Updated on Aug 1st, 2025 | 18 min read

If you do not have a Permanent Account Number or PAN Card, you can easily apply for a PAN card either online or offline. This comprehensive guide provides the steps on how to apply pan card online through Income Tax website, NSDL and UTIITSL websites.How To Apply For PAN Card Online?PAN card is an important document in India. It acts as an identity proof document and is required to carry out any financial transaction. Thus, if you do not have a PAN card, you can easily apply for a PAN card online or offline. PAN cards can be applied both online and offline. Online PAN card applications can be made on the Income Tax portal using Aadhaar, the NSDL website or the UTIITSL website.


PM Kisan - pmkisan.gov.in Registration, Beneficiary Status Check, 20th Installment Date
Updated on Aug 1st, 2025 | 14 min read

Latest PM Kisan News:The government will release the 20th installment of the PM-Kisan scheme on August 2, 2025, at 11 AM.Govt released the 19th installment of PM-Kisan on February 24, 2025.Govt released the 18th installment of PM-Kisan on October 5, 2024.PM-Kisan 20th Installment Date & UpdatesThe Prime Minister will release the PM-Kisan 20th installment on August 2, 2025 to more than 9 crore farmers. Farmers who have not completed e-KYC will not receive the 20th PM-Kisan installment. Thus, PM-Kisan  beneficiaries must update their e-KYC to receive the Rs. 2,000 installment.PM-Kisan SchemeThe Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a Central Sector Scheme that provides income support to the families of landholding farmers in India. This scheme provides supplemental financial support to the farmers to procure various inputs related to agriculture and allied activities and their domestic needs.PM-Kisan provides income support to all landholding farmers’ families who have cultivable lands.


PAN Card Download - How to Download PAN Card From NSDL, UTIITSL, Name, DOB & Aadhaar Number
Updated on Aug 1st, 2025 | 28 min read

The Income Tax Department issues the Permanent Account Number (PAN), a unique 10-digit alphanumeric number to taxpayers. When you apply for a PAN card, you will receive it at your registered address or email ID. However, you can also apply for a PAN card download online and get a copy of the same within seconds. Here is the complete guide on how to download PAN card from NSDL, UTIITSL and the Income Tax website.Methods to Download a PAN CardMethodHow to Pan Card DownloadNSDL (now Protean) PortalVisit NSDL Protean portal and click on "Request for e-PAN". Enter your PAN, DOB, and captcha to download.UTIITSL PortalVisit the UTIITSL portal and click on “Download e-PAN”. Enter your PAN, DOB, and captcha to download.Income Tax PortalVisit Income Tax e-Filing portal and click on “Download PAN”. Enter the Aadhaar number and Aadhaar OTP to download.Digilocker AppInstall and sign into your Digilocker app.


Aadhaar Card Link with Mobile Number Status Check
Updated on Jul 31st, 2025 | 9 min read

It is essential to check if your Aadhaar number is linked with your mobile number to access OTP-based services, e-KYC verification, and Aadhaar-linked government benefits. Though it is not mandatory to link your Aadhaar card with your mobile number, it is highly recommended to do so. In this article, you will get to know:Steps to check Aadhaar card link status with your mobile numberFind out how many mobile numbers are linked with your Aadhaar cardMethods to Check Aadhaar Card Linked with Mobile NumberIt is essential to link your Aadhaar card with your mobile number and keep it up to date. You can check if your Aadhaar card is linked to your mobile number either online or offline. How to Check Aadhaar Card Link with a Mobile Number Online?You can check if your Aadhaar card is linked with a mobile number online by following the below steps:Via the UIDAI WebsiteStep 1: Go to the UIDAI website.Step 2: Navigate to the ‘Aadhaar Services’ section under ‘My Aadhaar’ and click on the ‘Verify Email/Mobile Number’ option.Step 3: Select the ‘Verify Mobile Number’ option, enter your mobile number linked with Aadhaar, Aadhaar number, and captcha code and click on ‘Submit’.Step 4: If the entered mobile number is linked with your Aadhaar number a message will be displayed on the screen saying - ‘The mobile number you have entered is already verified with our records’. If your mobile number is not linked with your Aadhaar number, the following message will be displayed on the screen - ‘The mobile number you have entered does not match with our records’.Via mAadhaar AppStep 1: Download and install the mAadhaar app from the Google Play Store or Apple App Store.Step 2: Open the app and tap “Verify Email/Mobile Number.”Step 3: Enter your Aadhaar number and the mobile number you want to check.Step 4: Submit the details, and the app will immediately show you the status of your link.How to Check Aadhaar Card Link with Mobile Number Offline?Here are the steps to check Aadhaar card link with a mobile number through offline mode:Step 1: Visit your nearest Aadhaar Seva Kendra or Aadhaar Enrolment Centre. Step 2: Provide your mobile number and Aadhaar number to the executive at the Aadhaar Seva Kendra or Aadhaar Enrolment Centre.Step 3: The executives will check and let you know if your mobile number is linked with your Aadhaar number.Documents Required to Link Mobile Number to Aadhaar CardThe only document required to link an Aadhaar card with a mobile number is a self-attested copy of the Aadhar card. Charges for Linking Aadhaar Card with Mobile NumberThere are no charges to link an Aadhaar card with a mobile number. However, you will have to pay a fee of Rs. 50 if you want to change or update your mobile number registered with your Aadhaar card. How to Check How Many Mobile Numbers Linked with Aadhaar?You can link only one mobile number with your Aadhaar card.


e PAN Card Download - How to Download e PAN Card?
Updated on Jul 31st, 2025 | 14 min read

Once you have applied for a PAN card, you can easily download your e-PAN card, a digital PAN card,  from the official websites such as NSDL, UTIITSL, or the Income Tax portal. This guide provides step-by-step process on how to download the e-PAN card:On NSDL websiteOn UTIITSL websiteIncome Tax websiteWith and without PAN numberWith Aadhaar number Eligibility For e-PAN CardAll individual citizens Citizens must have an Aadhaar card.Mobile number should be linked to the Aadhaar card. e-PAN Card Download After applying for the e-PAN card, you can download it once it is generated. Usually, the e-PAN card will be generated and allotted after 15 days of its application on the NSDL or UTIITSL website. The instant e-PAN card applied on the Income Tax website will be generated within 10 minutes of its application.However, please note that you can download the e-PAN card from the NSDL website only when you have applied for it on the NSDL website. Similarly, you can download the e-PAN card from the UTIITSL website only when you have applied for it on the UTIITSL website.


How to Download a COVID Vaccine Certificate with an Aadhaar Number?
Updated on Jul 31st, 2025 | 8 min read

The COVID-19 vaccine certificate is still an important health record, especially for international travel, medical documentation, and insurance purposes. If you received your vaccination in India, you can easily complete your COVID vaccine certificate download by Aadhaar number using the CoWIN portal or official apps like DigiLocker, Aarogya Setu, or UMANG.This guide explains how to access your COVID vaccine certificate download by Aadhaar number step-by-step across all available platforms.What is the COVID Vaccine Certificate?A COVID-19 vaccine certificate is an official document provided by the Indian Government to the people who have already been vaccinated. A provisional certificate is provided to the people who have only taken one dose. While, a final certificate is provided to the people who have taken two doses of the vaccine.While most domestic restrictions have eased in 2025, the certificate may still be required for international travel, medical insurance, or to maintain a verified vaccination history. It is important to check the specific COVID-19 certificate requirements on the official government website of the country you are visiting. The COVID vaccine certificate download by Aadhaar number is an easy process which will enable you to get your certificate containing:Name of individualAgeGenderAadhaar Number (partially visible)Reference numberName of vaccine receivedNumber of doses received (Dose 1, dose 2, and precautionary dose)Name of vaccination centreQR code for verificationDownload COVID Vaccination Certificate Using the App/WebsiteThrough various websites and apps, such as CoWIN website, DigiLocker website, Aarogya Setu app, Umang App and DigiLocker app.


How to Link NPCI Aadhaar Link to Bank Account Status Check?
Updated on Jul 31st, 2025 | 10 min read

Checking NPCI Aadhaar linking status confirms if your Aadhaar is seeded with NPCI for Direct Benefit Transfer (DBT). Linking NPCI Aadhaar with your bank account is mandatory to receive the benefits provided under government schemes as per the recent mandate by the Reserve Bank of India. This article will guide you with NPCI Aadhaar link bank account status check, linking Aadhaar and bank account with NPCI, NPCI Aadhaar link bank account form and much more. What is NPCI Aadhaar Link to Bank Account?A customer's bank account is linked with the Aadhaar number after the customer submits documents and the bank verifies them. After the Aadhaar number is linked to the bank, the bank updates it with the NPCI mapper.Connecting Aadhaar with the NPCI aims to improve the ease, security, and efficiency of digital payment transactions. By linking their Aadhaar with NPCI, individuals can use their Aadhaar number to authenticate various financial transactions. How to Link Your Aadhaar and Bank Account to NPCI?Here is a step-by-step guide on how to link your Aadhaar number and bank account with the NPCI:Step 1: Visit the official website of NPCI. Step 2: Click on the ‘What We Do’ option. Select ’Nach’ and click on ’FAQs’.Step 3: Click on ‘FAQs on APBS for Customers’.Step 4: Click on the ‘Aadhaar Seeding Process?’ question and click on the ‘Click Here to View’ option under it.Step 5: A new page will open containing the Aadhaar Seeding Form. Step 6: Download the form, read the instructions carefully and fill out this form. Step 7: Submit the form to the bank manager of the bank branch where you have an account to seed your Aadhaar number with the bank account for NPCI mapper.Once you go through the above steps, your request will be processed.


AP Ration Card: List 2025, Status Check, Download, Apply Online
Updated on Jul 31st, 2025 | 13 min read

The Andhra Pradesh Ration Card is a key document issued by the Andhra Pradesh government to provide subsidised food and essential commodities to eligible residents. It also serves as proof of identity and eligibility for various government welfare schemes. You may check your AP ration card status online and also access AP ration card download services through official platforms like the MeeSeva portal and DigiLocker. This guide covers the application process, eligibility, types of cards, and how to download or track your ration card in Andhra Pradesh.Overview of AP Ration CardThe following table portrays the Andhra Pradesh ration card details:Name of Ration CardAndhra Pradesh Ration CardMode of Application  Online and OfflineLaunched byGovernment of IndiaConcerned DepartmentDepartment of Consumer Affairs, Food and Civil SuppliesGoalTo provide food and other commodities at subsidised ratesBeneficiariesResidents of Andhra PradeshDownload Availabilityvia DigiLockerOfficial Portalhttps://aepos.ap.gov.inAP Ration Card List 2025You can view the ration card list with the help of the following steps:Step 1: Visit the Andhra Pradesh Food Department website.Step 2: Click on the ‘RC Details’ option.Step 3: Enter the ration card number and click ‘Submit’.Step 4: The Andhra Pradesh ration card list will appear.Types of Ration Card in Andhra PradeshIn Andhra Pradesh, ration cards are issued based on income levels and family size. The main types of ration cards are:White Ration CardIt is distributed to families classified as Below Poverty Line (BPL). The White Ration Card AP facilitates access to subsidised essential goods, ensuring that economically disadvantaged households can obtain fundamental food products.Antyodaya Anna Yojana (AAY) Ration CardThis type of ration card is mainly given to the weaker section of society.


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