SBI UPI Limit - How To Increase UPI Transaction Limit In SBI?
The SBI UPI transaction limit helps customers manage their spending while promoting secure digital payments. As of 2025, the UPI limit per day in SBI is ₹1,00,000, with a cap on the number of daily transactions. This applies to all UPI apps linked with an SBI account. Whether transferring funds or paying merchants, users must comply with the SBI UPI limit set by the bank.
In this guide, learn the official SBI UPI transaction limit per day, steps to change your limit, and important updates related to UPI transaction limits in SBI.
What is the SBI UPI Limit?
As of April 2025, the State Bank of India (SBI) has set the following Unified Payments Interface (UPI) transaction limits for its customers:
Per Transaction Limit: ₹1,00,000
Daily Transaction Limit: ₹1,00,000
Number of Transactions per Day: Up to 20 transactions for person-to-person (P2P) transfers. There is no specified limit on the number of person-to-merchant (P2M) transactions within the ₹1,00,000 daily cap.
For new users or those who have recently reset their UPI PIN, the transaction limit is restricted to ₹5,000 per transaction and a cumulative limit of ₹5,000 for the first 24 hours on Android devices and for the first 5 days on iOS devices.
What is the SBI UPI Transaction Limit?
The SBI UPI per transaction limit for its customers is ₹1,00,000. Regardless of the UPI payment application you are using, as an SBI customer, you cannot spend beyond this limit. It is important to note that these limits are subject to change by the bank. Therefore, customers need to stay updated with the rules and regulations SBI set to stay on the same page regarding the SBI UPI limit.
What is the SBI UPI Transaction Limit per Month?
As per SBI’s recent update, there is no specific SBI UPI transaction limit per month. However, these are subject to changes; therefore, you must keep an eye out for updated information regarding them in future.
What is SBI UPI Transaction Limit and Charges?
There are no additional charges applicable to the SBI UPI transaction limit.
What is the SBI UPI Transaction Limit Per Year?
State Bank of India has not mentioned any yearly transaction limit for UPI payments for its customers.
How to Increase UPI Limit in SBI?
The maximum SBI UPI transaction limit is ₹1,00,000. You can personalise this limit to suit your financial planning through the SBI Yono application. However, you cannot increase this limit beyond ₹1,00,000, which the bank authorities have set for UPI transactions.
How to Change UPI Transaction Limit in SBI?
While the maximum UPI transaction limit is set at ₹1,00,000, customers can choose to set a lower limit for their transactions to manage their finances better. Here's how to adjust your UPI transaction limit using the SBI YONO app:
- Open the SBI YONO app and log in with your credentials.
- Navigate to the 'YONO Pay' section.
- Select 'BHIM UPI' and then tap on the profile icon located at the top left corner.
- Choose 'Set UPI Transaction Limit.'
- Enter your desired transaction limit (up to ₹1,00,000) and confirm.
- Authenticate the change using your internet banking password or OTP as prompted.
In order to help its customers maintain good financial health, the State Bank of India has set a UPI transaction limit. This should help you plan your daily finances and closely monitor your UPI transactions. However, the SBI UPI Limit is subject to periodic changes. Therefore, you must stay up-to-date with the limits at all times for convenience.
Other UPI Articles:
1. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC?
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